AutoCoverageGroup
Navigate Insurance on Your terms
Insurance is your peace of mind
Learn the ins and outs of insurance so you get what you pay for.
A blog on the secrets of insurance
There are over 230 million drivers in the United States alone and an average driver is involved in an average of five accidents in their lifetime. Learn what insurance is, why it's required, and how you can use it to your advantage should the need arise.
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We teach you want you should or shouldn't do when involved in an accident regardless of fault.
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Average Annual Premium for Insurance is $1,934.
However, this figure can vary significantly based on factors such as location, driving history, the type of coverage selected, and if you have all applicable discounts tailored to your policy.
Accident Frequency Impact on Insurance Premium
On average, a single at-fault accident can result in a premium increase of about 31%. This underscores the financial consequences of accidents on insurance costs and emphasizes the importance of safe driving practices.
Credit Score Influence on Premium
Surprisingly, credit scores can play a significant role in determining auto insurance premiums. Insurers use credit-based insurance scores as a factor in assessing risk, with lower scores associated with a higher likelihood of filing claims.